Credit & CIBIL Services — Unique Finance
Credit & CIBIL Services

Check your credit score, in seconds

Free soft-check score reports across all 4 major credit bureaus — zero impact on your credit history.

Check Your Credit Score
762Good

One check, all four bureaus

Your CIBIL, Equifax, Experian and CRIF Highmark scores, pulled together — so you know exactly where you stand before you apply for anything.

Equifax
759
Experian
764
CRIF Highmark
761
TransUnion CIBIL
765

Three steps, no impact on your score

A soft-check pull never shows up as an inquiry on your report — check as often as you like.

01

Share basic details

Name, PAN and date of birth — that's all we need to pull your report.

02

We run a soft-check

A soft inquiry across the bureau(s) you pick — invisible to lenders, zero score impact.

03

Get your report & band

Score, report summary and your loan eligibility band, explained by an advisor.

Where 762 actually falls

300–579Poor
580–669Fair
670–739Good
740–799Very Good
800–900Excellent

Check any bureau, free

Each bureau scores you slightly differently — check one or all four to get the full picture.

Equifax

Full credit report and score, updated monthly.

Check Score

Experian

Detailed score breakdown with dispute support.

Check Score

CRIF Highmark

Trusted by NBFCs for micro and MSME lending.

Check Score

TransUnion CIBIL

India's most widely used credit bureau score.

Check Score

What affects your score

  • Repayment history & on-time EMIs
  • Credit utilization ratio
  • Length of credit history
  • Number of hard inquiries
  • Mix of secured & unsecured credit

What we help with

  • Free soft-check score across all bureaus
  • Dispute filing for incorrect entries
  • Guidance to improve your score before applying
  • Loan eligibility band based on your score

Know your score before you apply

A soft-check score takes seconds and never affects your credit history.

Check Your Credit Score