Loan Services — Unique Finance
Loan Services

Every loan, one desk

Personal, home, business, gold, vehicle and government-scheme loans — matched to your profile across our verified bank & NBFC network.

Check Eligibility

Tap a card for full details

Eligibility, tenure, documents and rate range for each loan type — open any card to see the complete picture.

Personal Loan

Unsecured funding for weddings, medical needs, travel and other personal expenses.

Rate from10.5% p.a.

Home Loan

Buy, build or renovate your home with tenures up to 30 years.

Rate from8.4% p.a.

Business Loan

Working capital and expansion funding for small and growing businesses.

Rate from11.9% p.a.

Vehicle Loan

New and used car or two-wheeler financing with fast disbursal.

Rate from9.8% p.a.

Gold Loan

Same-day disbursal against gold jewellery, kept safe throughout the tenure.

Rate from9.2% p.a.

Loan Against Property

Unlock funds against residential or commercial property.

Rate from9.6% p.a.

Government Scheme Loans

PM Mudra Loan, PMEGP, Stand Up India and Kisan Credit Card.

Rate from7.3% p.a.

Micro Loan

Small-ticket, fast-turnaround loans for quick working capital.

Rate from12.5% p.a.

Education Loan

Funding for higher studies in India or abroad, with a moratorium during the course.

Rate from8.9% p.a.

Tractor Loan

Financing for new and used tractors and farm equipment, with harvest-linked repayment.

Rate from10.9% p.a.

Two-Wheeler Loan

Quick financing for new and used scooters and motorcycles, disbursed direct to the dealer.

Rate from10.2% p.a.

Where each rate starts

Starting interest rates across our full lender network — your final rate depends on credit score, income and the lender matched to your file.

7.3%Govt Scheme
8.4%Home
8.9%Education
9.2%Gold
9.6%LAP
9.8%Vehicle
10.2%2-Wheeler
10.5%Personal
10.9%Tractor
11.9%Business
12.5%Micro

Compare at a glance

Amount, tenure and processing time for every loan type in one table.

Loan TypeAmountTenureRate FromProcessing Time
Personal Loan₹50K – ₹40LUp to 5 years10.5% p.a.24–48 hrs
Home LoanUp to ₹5CrUp to 30 years8.4% p.a.7–15 days
Business Loan₹1L – ₹2CrUp to 7 years11.9% p.a.3–7 days
Vehicle LoanUp to 100% on-roadUp to 7 years9.8% p.a.2–4 days
Gold LoanUp to ₹1CrUp to 3 years9.2% p.a.Same day
Loan Against PropertyUp to ₹10CrUp to 15 years9.6% p.a.10–15 days
Government Scheme₹50K – ₹10LScheme-dependent7.3% p.a.15–30 days
Micro Loan₹5K – ₹5LUp to 2 years12.5% p.a.24–48 hrs
Education LoanUp to ₹1.5CrUp to 15 years8.9% p.a.5–10 days
Tractor LoanUp to ₹25LUp to 9 years10.9% p.a.3–6 days
Two-Wheeler LoanUp to 100% on-roadUp to 4 years10.2% p.a.Same day

What every application needs

Common ground across loan types — the specifics for your loan are always in its own card above.

01

Identity & Address

  • PAN card
  • Aadhaar card
  • Recent utility bill
02

Income Proof

  • Last 3 months' salary slips
  • Bank statements (6 months)
  • ITR for self-employed
03

Credit Profile

  • CIBIL score of 650+ preferred
  • No overdue EMIs on record
  • Soft-check available, zero impact
04

What We Handle

  • Lender matching & comparison
  • Application & documentation
  • Follow-up until disbursal

Not sure which loan fits?

Tell us what you're funding — we'll match you to the right loan type, lender and an advisor within 24 hours.

Personal Loan

Unsecured · Quick approval

Approval Speed
ApplicationDisbursal
Key Features
    Eligibility
      Documents Required